Free 401(k) rollover matching service

Roll over your old 401(k)
and get a possible bonus.

We can help you roll over to an IRA in minutes — lower fees, more investment choices, and exclusive cash bonuses just for moving your money.

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Start Your Rollover

Two minutes.
Zero fees.
Possible bonus.

Tell us about your old 401(k) and we'll connect you with a vetted specialist — for free. No pressure, no obligations.

Free matching service — we never charge you anything
Vetted specialists only — we screen every advisor we recommend
Your information is secure and never sold to third parties
We'll check for available custodian bonuses on your behalf
Works with 401(k), 403(b), 457(b), pensions, SEP-IRAs and more

Start your free rollover match

Takes 2 minutes — we'll connect you with a vetted specialist and check for available bonuses.

First name

Last name

Email address

Phone number

Account type to roll over

Approximate account value

Your age

Rollover destination preference

No spam, ever. RolloverRightNow is a free matching service — not a financial advisor. Your information is secure and never sold.

✅

You're matched!

A vetted rollover specialist will reach out within 1 business day. Check your inbox for next steps.

Marketplace Bonuses

Get paid to
roll over.

These custodians are currently offering cash bonuses when you transfer your old retirement account. Verified offers as of April 2026.

🔥 Hot offer

IRA Transfer Bonus

Earn a 2% match on assets transferred to a Robinhood IRA — paid out over 5 years. No cap on the match amount.

Provider: Robinhood

⏰ Offer expires April 30, 2026

Claim this bonus →

⭐ Top pick

$600

Rollover Cash Bonus

Tiered cash bonus up to $600 when you roll over your old 401(k) or transfer an IRA to Merrill Edge. Minimum $20,000 transfer.

Provider: Merrill Edge

Unlock this bonus →

✕ Offer ended

ACAT Transfer Match

SoFi's 1% ACAT transfer match promotion ended March 31, 2026. SoFi still offers a 1% match on new IRA contributions — check their site for current rollover offers.

Provider: SoFi Invest

✕ Promo ended March 31, 2026

Check current offers →

💎 Premium

$2,500

New IRA Bonus + 10% Match

Earn up to $2,500 cash plus a 10% contribution match when you open and fund a new IRA with Janus Henderson. Eligible for rollovers.

Provider: Janus Henderson

Explore this bonus →

* Offers verified as of April 2026. Terms, eligibility, and availability subject to change. RolloverRightNow is not affiliated with these providers and does not guarantee bonus outcomes.

Why Roll Over?

Your old 401(k) deserves a better home.

💸

Lower fees, more in your pocket

Old 401(k) plans often carry expense ratios of 1–2%. Rolling to an IRA can drop that to under 0.1% — saving thousands over time.
📊

More investment choices

Most 401(k) plans offer 15–30 funds. An IRA gives you access to thousands of ETFs, stocks, bonds, and funds — on your terms.
🗂️

Consolidate everything in one place

Multiple old accounts scattered across ex-employers? Roll them all into one IRA to simplify tracking and management.
🔄

Option to convert to Roth

Rolling over to a Traditional IRA opens the door to a future Roth conversion — letting you move toward tax-free growth.

How It Works

Simple. Fast.
No hassle.

We do the hard part. You just answer a few questions and we connect you with the right specialist.

STEP 01

📝

Tell us about your account

Answer a few quick questions about your old 401(k) — account type, value, and your rollover goals.

STEP 02

🔍

Get matched — free

We instantly match you with a vetted rollover specialist who fits your situation, account size, and preferences.

STEP 03

📞

Your specialist takes over

Your matched specialist reaches out within 1 business day to walk you through the rollover process step by step.

STEP 04

🎁

Collect your bonus

Your specialist identifies any available bonuses from custodians and helps you unlock the best offer for your situation.

Is This For Me?

If any of these
sound familiar.

You don't need to have everything figured out. You just need an old account and 2 minutes.

💼

You changed jobs

Left a 401(k) at a former employer? That money is still yours — and it could be working harder.

🗓️

You're approaching retirement

Consolidating accounts before retirement simplifies withdrawals and could reduce required minimum distributions.

😤

You're tired of high fees

Old 401(k) plans can quietly drain thousands. An IRA typically offers far lower expense ratios.

📁

You have multiple old accounts

If you've changed jobs several times, you may have scattered retirement accounts. We help you consolidate.

The numbers

Why this matters
for your future.

29M

Forgotten 401(k)s

An estimated 29 million Americans have left behind a retirement account at a previous employer.

1–2%

Hidden fee drain

The average forgotten 401(k) carries 1–2% in annual fees — often invisible, always expensive.

$55K

Lost to fees over 20 years

On a $100K account, a 1% fee difference costs over $55,000 in foregone growth over 20 years.

2min

To start your rollover

Our matching process takes under 2 minutes. A specialist handles the rest — no paperwork headaches.

Roll over your old 401(k) and get a possible bonus.

Two minutes.Zero fees.Possible bonus.