RolloverRightNow — Roll Over Your Old 401(k) in Minutes

Start Your Rollover

Two minutes.
Zero fees.
Possible bonus.

Tell us about your old 401(k) and we'll connect you with a vetted specialist — for free. No pressure, no obligations.

Free matching service — we never charge you anything
Vetted specialists only — we screen every advisor we recommend
Your information is only shared with the specialist(s) we match you with
We'll check for available custodian bonuses on your behalf
Works with 401(k), 403(b), 457(b), pensions, SEP-IRAs and more

Start your free rollover match

Takes 2 minutes — we'll connect you with a vetted specialist and check for available bonuses.

First name

Last name

Email address

Phone number

Account type to roll over

Approximate account value

Your age

Rollover destination preference

No spam, ever. RolloverRightNow is a free matching service — not a financial advisor. Your information is only shared with the specialist(s) we match you with.

✅

You're matched!

A vetted rollover specialist will reach out within 1 business day. Check your inbox for next steps.

Marketplace Bonuses

Get paid to
roll over.

These custodians are currently offering cash bonuses when you transfer your old retirement account. Verified offers as of August 2026.

🔥 Hot offer

IRA & 401(k) Rollover Match

Earn an uncapped 1% match on assets transferred or rolled over into a Robinhood IRA — no Robinhood Gold required. Gold members also earn 3% on new annual contributions. Funds must stay 5 years.

Provider: Robinhood

Claim this bonus →

✅ Active offer

401(k) Rollover Match

Roll over an old 401(k) into a SoFi Invest IRA through Capitalize and earn a 1% match on the rollover amount. Funds must remain in the account for 5 years.

Provider: SoFi Invest

Check this bonus →

🏆 Highest match

IRA Transfer & Rollover Match

Webull Premium members ($40/year) earn a 3% match on IRA transfers and 401(k) rollovers, paid out over 5 annual installments. All IRA holders also earn a 3.5% match on new annual contributions.

Provider: Webull

See this bonus →

* Offers verified as of August 2026. Terms, eligibility, and availability subject to change. RolloverRightNow is not affiliated with these providers and does not guarantee bonus outcomes.

Why Roll Over?

Your old 401(k) deserves a better home.

💸

Lower fees, more in your pocket

Old 401(k) plans often carry expense ratios of 1–2%. Rolling to an IRA can drop that to under 0.1% — saving thousands over time.
📊

More investment choices

Most 401(k) plans offer 15–30 funds. An IRA gives you access to thousands of ETFs, stocks, bonds, and funds — on your terms.
🗂️

Consolidate everything in one place

Multiple old accounts scattered across ex-employers? Roll them all into one IRA to simplify tracking and management.
🔄

Option to convert to Roth

Rolling over to a Traditional IRA opens the door to a future Roth conversion — letting you move toward tax-free growth.

How It Works

Simple. Fast.
No hassle.

We do the hard part. You just answer a few questions and we connect you with the right specialist.

STEP 01

📝

Tell us about your account

Answer a few quick questions about your old 401(k) — account type, value, and your rollover goals.

STEP 02

🔍

Get matched — free

We instantly match you with a vetted rollover specialist who fits your situation, account size, and preferences.

STEP 03

📞

Your specialist takes over

Your matched specialist reaches out within 1 business day to walk you through the rollover process step by step.

STEP 04

🎁

Collect your bonus

Your specialist identifies any available bonuses from custodians and helps you unlock the best offer for your situation.

Is This For Me?

If any of these
sound familiar.

You don't need to have everything figured out. You just need an old account and 2 minutes.

💼

You changed jobs

Left a 401(k) at a former employer? That money is still yours — and it could be working harder.

🗓️

You're approaching retirement

Consolidating accounts before retirement simplifies withdrawals and could reduce required minimum distributions.

😤

You're tired of high fees

Old 401(k) plans can quietly drain thousands. An IRA typically offers far lower expense ratios.

📁

You have multiple old accounts

If you've changed jobs several times, you may have scattered retirement accounts. We help you consolidate.

The numbers

Why this matters
for your future.

29M

Forgotten 401(k)s

An estimated 29 million Americans have left behind a retirement account at a previous employer.

1–2%

Hidden fee drain

The average forgotten 401(k) carries 1–2% in annual fees — often invisible, always expensive.

$55K

Lost to fees over 20 years

On a $100K account, a 1% fee difference costs over $55,000 in foregone growth over 20 years.

2min

To start your rollover

Our matching process takes under 2 minutes. A specialist handles the rest — no paperwork headaches.

Frequently Asked Questions

Questions?
We've got answers.

Is RolloverRightNow free to use?

Yes. RolloverRightNow is a free matching service. We never charge you to use it — we're compensated by the specialists and custodians we work with, not by you.

How long does a 401(k) rollover take?

Our matching process takes about 2 minutes. The actual rollover — moving money from your old plan into an IRA — typically takes 1 to 4 weeks, depending on your former plan administrator.

Are rollover cash bonuses taxable?

Custodian bonuses for opening or funding an IRA are generally treated as taxable interest or miscellaneous income, even though the rollover itself is not a taxable event. Consult a tax advisor about your specific situation.

What types of accounts can I roll over?

We work with 401(k), 403(b), 457(b), pension and defined benefit plans, SEP-IRAs, and SIMPLE IRAs (2+ years old). If you have multiple old accounts, we can help you consolidate them into one IRA.

Will rolling over affect my current employer's 401(k)?

No. A rollover only involves an old account from a former employer. Your current employer's 401(k) is not affected.

Is RolloverRightNow a financial advisor?

No. We're a free matching and educational service, not a registered investment advisor, broker-dealer, or financial planner. The specialists we match you with can provide personalized advice for your situation.

Roll over your old 401(k) and get a possible bonus.

Two minutes.Zero fees.Possible bonus.

Start your free rollover match

You're matched!

Get paid toroll over.

IRA & 401(k) Rollover Match

401(k) Rollover Match

IRA Transfer & Rollover Match

Your old 401(k) deserves a better home.

Lower fees, more in your pocket

More investment choices

Consolidate everything in one place

Option to convert to Roth

Simple. Fast.No hassle.